Thank you for your generosity and support of the work and mission of Grace Presbyterian Church. You help us to spread Grace in our local and global Communities!
If you have any questions, please feel free to contact the
Grace Treasurer at 925-433-5456 or by email: (firstname.lastname@example.org)
CASH AND CHECKS
Drop off your cash or check contributions in the Sunday Offering plate, or your check in the mail to: Grace Presbyterian Church,
2100 Tice Valley Blvd., Walnut Creek, CA 94595
Grace Church offers several ways for you to make secure online donations or other payments using these different methods:
AUTOMATIC BANK PAY
You may set this up with your bank or financial institution. Check with them for details on their online banking features.
(zellpay.com) – Allows you to easily transfer funds directly from your bank to Grace’s bank without any fee. Most major banks support Zelle, including Bank of America, Wells Fargo, Chase, Citi, and USBank. Once you are enrolled in Zelle you can select our special email GPCZelle@gmail.com to send money directly Grace’s bank account. Please include a memo entry describing the purpose of your donation. For more information, contact the Grace Presbyterian Church Treasurer.
Online Giving to Grace – Quick, easy and secure with our widely used online portal. Contributions can be made using a credit card or transfer from your bank checking/savings account. Similar to shopping or paying bills online, it is simple and convenient to make a donation or tithe through our giving portal. You will not pay any fees with online giving, however, Grace does incur minimal transaction fees when receiving online donations. Clicks on the links below to sign-up and to watch an informational video about this program.
Giving a gift of stock can have benefits to the giver and to the church.
If you’re fortunate enough to own stock that has gone up in value since you purchased it, giving some or all of the stock to the church can provide you with a double tax benefit.
First, you may be able to claim a charitable contribution deduction in the amount of the current market value of the donated stock. That is, you can deduct not only the original cost you paid for the donated shares but also the value of any increase in the value of those shares.
Second, you will not pay taxes on the appreciated value of the donated stock. The greater the amount of appreciation, the more the capital gains tax you would have if the stock is sold. But this tax can be avoided if you donate the stock to the church. And remember, the church pays no capital gains tax when it sells the stock, so the entire amount of the gift furthers the church’s mission.
In order to contribute stock to Grace, there are three easy steps:
- Contact your broker to arrange the transfer. Be sure to indicate that you want to transfer shares, and not to sell and give cash.
- Shares should be transferred to the church’s Charles Schwab account. Call or email the church office or Treasurer for account details.
- Call or email the Treasurer to notify the stock has been transferred and who the stock is coming from.
Please consult with your tax professional regarding your particular situation and potential limitations.
DONATIONS FROM YOUR IRA
Giving a gift directly from an IRA after age 70 ½ can have benefits to the giver and to the church.
A qualified charitable distribution (QCD) is a direct transfer of funds from your IRA custodian, payable to Grace Presbyterian Church. Making a QCD as opposed to a normal charitable gift has two main advantages.
First, a QCD counts toward satisfying your required minimum distribution for that year, as long as certain rules are met.
Second, a QCD excludes the amount donated from taxable income, which is unlike regular withdrawals from an IRA.
In order to make a QCD to Grace, contact the custodian of your IRA for their QCD instructions and form. Please consult with your tax professional regarding your particular situation and potential limitations and applicable rules.
How to Give a gift, bequest or endowment to Grace Church
Together with your personal advisors you create any documents that make Grace Presbyterian Church a beneficiary. We can also put you in touch with a representative of the Presbyterian Foundation who is available for consultation. The Presbyterian Foundation offers Charitable Trusts. These advisors can acquaint you with the tax benefits which may be achieved through careful advance planning.
A Gift is a voluntary transfer of an item of value — cash, securities, real estate, insurance policies — without consideration, made during one’s lifetime. It can be made for general purposes ( undesignated, or unrestricted, meaning the church can determine the best use) or designated for a certain purpose.
A Bequest, or Legacy is a voluntary transfer of an item of value, without consideration, left in a will and received from an estate or trust. Such gifts can also be designated or undesignated. One broad designation is endowment.
An Endowment is a gift wherein the principal is invested and the income from the investment is distributed according to the intent of the donor. Grace Presbyterian Church’s Endowment Fund was established in 1992. Within our Endowment Fund are nine different categories so that donors can designate support to certain areas of work at Grace Church. Examples: Music, Mission,
A Charitable Trust is an investment opportunity that pays income during your lifetime, with assets passing to the church upon your death. Grace Church offers various charitable trust plans and charitable gift annuities through the Presbyterian Foundation.
Estate Planning and Planned Giving are general terms which refer to planning in advance with advisors and may include any of the options listed above. Planned Giving may be able to improve the tax position of donors and their heirs.
VOLUNTEER YOUR TIME AND TALENTS
Grace members are very generous with their time and talents,
and we welcome anyone to join us!
What is a tithe and how is it different from an offering?
The word, “tithe” literally means tenth or 10%. A tithe is the first 10% of your income. An offering is anything you give above and beyond the 10%. Why do we tithe? The Bible says, ‘The purpose of tithing is to teach you always to put God first in your lives’. (Deuteronomy 14:23 TLB) Tithing is a reminder that God is the supplier of everything we have. It is also God’s personal invitation to an outpouring of his blessing in your life.
Can I make other payments online?
Yes. For instance, you can make donations for pledges, gifts (e.g. memorial), special offerings, flowers, food bank, facility campaigns, etc. Please be sure to specify the purpose of your donation in the Fund and Note boxes. Any payments not specified will be assumed to be for Grace’s General Operating Fund.
Is it safe to give online?
Yes. Grace is using Ministry Brand’s software for membership, giving, financials, and online giving portal. They provide Christian software solutions across North America helping more than 115,000 churches and faith-based organizations thrive in a digital world.
What types of accounts can I give from?
You can give from your bank checking/savings accounts or using your credit card including Discover, Mastercard, VISA and America Express.
Are there any fees involved?
The giver does not pay any fees with online giving, however Grace does incur minimal transaction fees of 2.6% + $0.39/ transaction when receiving online donations. As defined by IRS regulations, the giver gets tax credit for their full donation. The system does give you the option of donating the transaction fee of 2.6%.
What are my frequency options for a recurring payment?
For recurring gifts, you will have the option of giving weekly, biweekly, twice/month, monthly, quarterly or annually. You also have the option of specifying how many recurring gifts you want to give and the start date.
How do I change or cancel my recurring payment?
You specify the number of recurring gifts you want to give. If you need to change this later, please contact the Treasurer and we will ensure cancellation.
Who do I contact if I have questions about online giving?
Please email (email@example.com) or call (925-433-5456) the Treasurer with any questions.